Track your expenses with confidence
Record your income and expenses accurately throughout the year and get a real-time tax estimate in minutes. Designed for sole traders and people with side income.

How it works

Get your finances up
No fiddly tools, all you need is the app and your current account. Open Banking lets you securely pull up your bank transactions (read-only).
Tag different business transactions
Our software lets you split up your transactions by income source(s), so you can track your earnings and expenses accurately.


Create automation rules
Create your own rules so Finmo automatically tags income and expense transactions – as and when they happen.
Never miss a Rule opportunity
Finmo creates Rule Suggestions for you, helping you to identify new ways to group transactions and save time.


A real-time tax estimate
Your personalised tax estimate updates in real-time, so you know how much to save each month.
Escalate transactions in a click
Send transaction queries to be reviewed by our accountants. If you’re not sure whether you can claim it, they’ll let you know.


Stay on top of your taxes
Our Reconcile feature guides you seamlessly through un-tagged income and expense transactions, so you don’t need to scroll through your bank statements.
Looking to file your Self Assessment?
Start a Finmo plan to get partnered with an accountant. They can then help you with your tax return – which can be filed through our user-friendly Self Assessment portal.

Get your finances up
No fiddly tools, all you need is the app and your current account. Open Banking lets you securely pull up your bank transactions (read-only).

Tag different business transactions
Our software lets you split up your transactions by income source(s), so you can track your earnings and expenses accurately.

Create automation rules
Create your own rules so Finmo automatically tags income and expense transactions – as and when they happen.

Never miss a Rule opportunity
Finmo creates Rule Suggestions for you, helping you to identify new ways to group transactions and save time.

A real-time tax estimate
Your personalised tax estimate updates in real-time, so you know how much to save each month.

Escalate transactions in a click
Send transaction queries to be reviewed by our accountants. If you’re not sure whether you can claim it, they’ll let you know.

Stay on top of your taxes
Our Reconcile feature guides you seamlessly through un-tagged income and expense transactions, so you don’t need to scroll through your bank statements.
Looking to file your Self Assessment?
Start a Finmo plan to get partnered with an accountant. They can then help you with your tax return – which can be filed through our user-friendly Self Assessment portal.
We’ve created a better way to manage tax.
Just ask our customers
“Finmo was a great option for me when it came to dealing with taxes as a freelancer. It’s easy to use and the team is knowledgeable and helpful. Would recommend!”
“Really easy to use the software, and JD from Finmo was excellent in terms of being prompt, available and above all helpful :).”
“Had a great experience with Finmo and would definitely recommend. Being able to ask questions specific to my situation made everything much easier. Great customer service with a very personal approach, as well as an easy-to-use interface on the app.”
“An easy-to-use platform that finally lets me manage all of my tax stuff in one place. I have a few different sources of income which has always made managing business expenses etc. quite tricky in the past, but now I can streamline the whole process.”
“Thanks for the quick responses, you’re a million times more helpful than my last accountant already…!”