After a bit of app discovery time, I found the ‘game’ of classifying transactions. I’m not going to lie to you – I actually enjoyed this part the most. I did it over the course of a couple of commutes, filtering out transactions not relevant, and creating rules for repeated ones.
The mobile app is great for this part of the process, and the desktop gives greater insight and is probably easier for finishing off the prep work. There’s a nice dashboard that ‘predicts’ what the tax payable will be, along with progress of the actual process too. At this point I had to decide whether to pay or not. I figured that for less than £150 it was worth having someone qualified look at my return.
I’m so glad I did. I’ve always relied on my own judgment and interpretation of tax rules, hoping it was on par with what HMRC expects. The peace of mind of someone looking through my accounts, then phoning me to talk through it all is 100% worth the money. Especially as they could well save you money – like mine did. And with NO judgment at all, in fact I learned a lot!
Look – I’m not saying this is the best thing to have ever happened to me, but it has certainly taken the stress out of an otherwise arduous process that I habitually dread doing. Support was at hand via an attentive chat widget (on mobile and desktop), and it is easy to navigate.
Now that my return has been submitted (by the accountant), I may well start playing the mobile game again and get in good shape for next year’s return. But even if I don’t, and I leave it until Christmas 2020, I know it won’t be half as stressful as previous years!
Co-founder of CurtainCall / Professional Photographer